ZIP code profile · 2024 county data

ZIP Code 40972

Clay County, Kentucky: Census demographics for this ZIP plus the containing county's FBI UCR crime rate.

Data updated 2026-08-24

349
Property rate /100K (county)
1,520
Population (ZIP)
44
Violent rate /100K (county)

Is ZIP code 40972 safe? Honest data snapshot

ZIP code 40972 sits within Clay County, KY. The figures below are the county's own FBI UCR numbers for 2024, the most accurate available statistic for this location, not a ZIP-specific calculation.

Clay County reported a violent-crime rate of 44 per 100,000 residents and a property-crime rate of 349 per 100,000 in 2024, drawing on county-level agency submissions.

Based on just 9 reported violent incidents across a county population of 20,345, this count is too low to support a reliable per-100K rate comparison. It may reflect a genuinely low-crime county, or it may reflect incomplete agency-level reporting to the FBI UCR Program for this county and year, small county-level counts are common in FBI Table 10 and should be treated as a data point, not a precise safety ranking.

ZIP 40972 carries a Census-reported population of 1,520, ranking #2 of 4 ZIPs in Clay County, spread across 73.84 square miles (about 21 people per square mile). For a full breakdown of Clay County's crime categories and year-over-year trend, see the Clay County crime page linked below.

ZIP 40972 has no FBI-native crime rate (postal codes are not police jurisdictions). The property-led county proxy above is from Clay County agency submissions; see methodology for the ZCTA plurality map. Methodology.

ZIP 40972 Census context

These are ZIP/ZCTA demographic estimates, separate from the county-level FBI proxy above. They describe the local settlement, not a crime rate.

Median household income
$43,984
Median age
39.4 years
Owner-occupied homes
77%
Occupied homes
537

Source: U.S. Census Bureau, ACS 2022 5-year ZCTA estimates (income, age, and occupied housing tenure).

Clay County UCR book ZIP 40972 inherits

ZIP 40972 itself is about 21 people per Census sq mi across 73.8 sq mi (1,520 residents), a postal settlement fact independent of the county UCR proxy.

ZIP 40972 accounts for roughly 7.5% of the county reporting population (1,520 of 20,345).

Clay County's 2024 UCR book concentrates in larceny-theft (57% of 80 offenses; mix index 4,122). ZIP 40972 inherits that county mix, not a postal-native split.

Clay County 2024 vs 2023: property counts +9% vs 2023. Year-over-year moves are county agency submissions, still not ZIP-native.

Clay County offense mix (2024)

Mix index is HHI × 10,000 on county offense-type shares. Distinct from the per-100K rates in the hero; still county-agency data, not a ZIP-native FBI table.

Nationwide peers for ZIP 40972

Similar county violent rate (~44/100K)

Similar Census population (~1,520)

County detail: Clay County · State atlas: Kentucky

Sources: U.S. Census Bureau (ZIP population, land area, 2020 ZCTA-to-county relationship file, ACS 5-year estimates) and FBI Uniform Crime Reporting (UCR) Program, Crime in the United States (CIUS) Table 10 (county-level crime, attributed via ZIP-to-county crosswalk).

Verify with Census.gov Geography and FBI.gov UCR.

Read our methodology , how this data is sourced, computed, and verified.

Every figure on PlainCrime is rendered directly from FBI Uniform Crime Reporting (UCR) source data, no number is typed in by an editor. This page combines Census ZIP-level figures with a ZIP-to-county crosswalk to attribute FBI UCR crime data honestly, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.